Safety

How to Spot a Romance Scam (and Stay Safe Online Dating)

Romance scams are now a billion-dollar industry, supercharged by AI and crypto. The good news: they follow a predictable script. Once you can read it, they're far easier to avoid.

Published 2 December 2025  ·  8 min read

Looking for love online shouldn't mean looking over your shoulder. But romance fraud has exploded into one of the most lucrative crimes on the internet — and the people running it are organised, patient, and increasingly armed with AI. Knowing how the con works is your best protection.

$1.14B

in romance-scam losses were reported to the US FTC in 2025. Separately, the FBI logged over 12,000 "pig butchering" complaints in 2024 totalling more than $3.9 billion — and roughly 1 in 4 online daters say they've been targeted.

What a romance scam actually is

A romance scam is a confidence trick dressed up as a relationship. A fraudster creates an attractive fake profile, builds an intense emotional bond fast, and then — once you trust them — engineers a reason for you to send money. The most damaging version is "pig butchering": the scammer slowly "fattens you up" with affection, then lures you into a fake crypto investment that shows fake profits until you've handed over everything.

These aren't lonely individuals improvising. Many are run by organised criminal operations, often using scripts, stolen photos, and now AI-generated images and deepfake video that make the fake identity disturbingly convincing.

If someone you've never met in person asks you for money, it's not a relationship. It's a robbery in slow motion.

The red flags of a scammer

How to protect yourself

  1. Video-call early. Insist on a live video call before any emotional or financial investment. Scammers will dodge it.
  2. Reverse-image-search their photos. A quick search can reveal stolen or stock images used across many fake profiles.
  3. Keep it on-platform. Be wary of anyone pushing to move to private messaging immediately.
  4. Never send money — full stop. No genuine partner you haven't met needs your cash, crypto, or gift cards. This rule alone stops nearly every romance scam.
  5. Talk to someone you trust. Scammers isolate their targets. Saying the situation out loud to a friend breaks the spell.

If it's already happened to you

First: it is not your fault. These are professional manipulators exploiting something good in you — your capacity to care. Stop contact, and don't pay anyone promising to "recover" your money (that's a second scam). Save the evidence, alert your bank, and report it — in the US, to the FTC and the FBI's IC3. Reporting helps investigators shut these operations down.

Safety should be built in, not bolted on

The reason scammers thrive on mainstream apps is scale: fake profiles are cheap to create and easy to abandon. Only the One is built to make that hard. Every member passes multi-layer verification — phone verification, a live selfie, and AI photo screening — and the one-match-at-a-time model plus in-chat moderation make it far harder for fraudsters to operate. You should be able to focus on the connection, not the con.

Zero bots, zero scammers — every profile verified.

See how we keep matchmaking safe

Sources

  1. US Federal Trade Commission, "What To Know About Romance Scams" & 2025 fraud data — consumer.ftc.gov.
  2. FBI IC3 / reporting on "pig butchering" losses (2024) — via The San Francisco Standard.
  3. Norton / online dating scam & AI-photo survey (2025) — reported in coverage of dating safety statistics.